| Feature | Buxfer | Personal Capital |
|---|---|---|
Control | Provides user configurable automation via rules, which let you precisely control when and how an automation is applied to your data. | Too much automation with little control for user to personalize how features like categorization work. The machine tries to overpower you, and you are not given many tools to fight it. |
Budgeting | Offers flexible budgeting, allowing you to budget your way. | Extremely basic. Automated budgets are frequently wrong. |
Forecasting | Forecasts your future spending, income and account balances based on your past spending data. | Not supported for expense / income / cashflows. |
Multiple Currencies | Full-fledged support for multiple currencies. | Not supported |
Access Control | Allows sharing access to your account with your family or accountant. | Not supported |
Control | |
| Buxfer | Provides user configurable automation via rules, which let you precisely control when and how an automation is applied to your data. |
| Personal Capital | Too much automation with little control for user to personalize how features like categorization work. The machine tries to overpower you, and you are not given many tools to fight it. |
Budgeting | |
| Buxfer | Offers flexible budgeting, allowing you to budget your way. |
| Personal Capital | Extremely basic. Automated budgets are frequently wrong. |
Forecasting | |
| Buxfer | Forecasts your future spending, income and account balances based on your past spending data. |
| Personal Capital | Not supported for expense / income / cashflows. |
Multiple Currencies | |
| Buxfer | Full-fledged support for multiple currencies. |
| Personal Capital | Not supported |
Access Control | |
| Buxfer | Allows sharing access to your account with your family or accountant. |
| Personal Capital | Not supported |